Preheat and prep: Heat the oven to 375°F (190°C). Lightly grease a 9x13-inch baking dish.
Crisp the bacon: In a large skillet over medium heat, cook the chopped bacon until crisp.
Transfer to a paper towel–lined plate. Leave 1–2 tablespoons of bacon fat in the pan.
Cook the beef: Add the ground beef to the skillet. Cook, breaking it up, until browned and no longer pink.
Drain excess grease if needed, but leave a bit for flavor.
Sauté aromatics: Add onion (if using) and cook 3–4 minutes until softened. Stir in garlic and cook 30 seconds until fragrant.
Add vegetables: Stir in riced cauliflower and chopped broccoli. Cook 3–4 minutes to drive off moisture.
Season with smoked paprika, pepper, and a light pinch of salt.
Make the creamy base: In a bowl, whisk together sour cream, cream cheese, heavy cream, and ranch seasoning until smooth.
Combine: Reduce heat to low. Pour the creamy mixture over the beef and veggies. Stir until everything is coated and the cream cheese is fully melted.
Taste and adjust salt.
Layer and top: Transfer the mixture to the baking dish. Fold in half the cheddar and half the bacon. Smooth the top, then sprinkle with remaining cheddar and bacon.
Bake: Bake 15–18 minutes, until bubbly and the cheese is melted with golden spots.
Finish and rest: Let it rest 5–10 minutes to set.
Sprinkle with chopped chives or green onions.
Portion for meal prep: Divide into 4–6 airtight containers. Cool uncovered for 10–15 minutes before sealing to avoid condensation.