Warm the pot. Heat the oil in a large pot or Dutch oven over medium heat until it shimmers.
Sauté the aromatics. Add the onion and bell peppers.
Cook 4–5 minutes, stirring, until they soften. Add the garlic and cook 30 seconds, just until fragrant.
Brown the turkey. Add the ground turkey. Break it up with a spoon and cook until no longer pink, about 5–7 minutes.
Don’t rush—browning builds flavor.
Bloom the spices. Stir in chili powder, cumin, smoked paprika, chipotle powder, oregano, salt, and pepper. Cook 1 minute to toast the spices.
Add tomato paste. Mix in the tomato paste and cook another minute. It should darken slightly and coat the meat and veggies.
Build the base. Pour in the diced tomatoes and chicken broth.
Stir well and bring to a gentle simmer.
Vegetables in. Add the zucchini and riced cauliflower. Stir to combine. Adjust heat to maintain a steady simmer.
Simmer and thicken. Let it simmer uncovered 15–20 minutes, stirring occasionally, until the vegetables are tender and the chili thickens.
If it gets too thick, add a splash of broth; if too thin, keep simmering.
Finish with acid. Stir in the apple cider vinegar. Taste and adjust salt, pepper, or heat as needed.
Serve. Ladle into bowls and top with avocado, cilantro, sour cream, cheddar, and jalapeños. A squeeze of lime brightens everything.